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Investors are being asked to weigh stern challenges at present, with circa 5-15% declines in global stocks in early 2022. Perspective is important here, as it follows 100%+ returns in some markets since the onset of the pandemic. Inflation, higher interest rates, and Ukraine tensions top the current list of investor concerns. In this regard, our convictions are fluid and will adapt to the prevailing environment, although remain grounded by our principled long-term approach to managing money.

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